CalcDesk Utilities Solar Rooftop ROI Calculator
☀️ PM Surya Ghar Subsidy Included

Solar Rooftop ROI Calculator

Find your payback period, 25-year savings & whether solar makes sense for your home — with PM Surya Ghar subsidy applied automatically.

☀️ Your Solar Details
Avg India: ₹7–9/unit. Check your bill for exact rate.
~100 sq ft needed per 1 kW
Post-subsidy benchmark: ₹55K–₹75K/kW
3% 8% 5%
📊 Your Solar ROI Summary
Estimated Payback Period
Net System Cost
After PM Surya Ghar subsidy
Annual Savings (Year 1)
Monthly: —
25-Year Net Benefit
After all costs & replacements
25-Year ROI
Annual generation: —

Solar ROI Score
050100
    🔢 How We Calculate

    Annual generation is capped at your annual electricity consumption. Inverter replacement of ₹20,000 assumed at Year 11.

    ⚠ Disclaimer Solar generation estimates are indicative based on India average irradiance. Actual output depends on location, shading, panel orientation, and installer quality. Subsidy figures are as per PM Surya Ghar Muft Bijli Yojana; verify current rates at pmsuryaghar.gov.in before installation.

    PDF includes year-by-year savings table, payback analysis & full 25-year projection. Secured via Razorpay.

    Frequently Asked Questions
    How much does a 3kW solar system cost in India after subsidy?
    A 3kW rooftop solar system costs approximately ₹1,95,000 (at ₹65,000/kW) before subsidy. Under PM Surya Ghar Muft Bijli Yojana, a 3kW system qualifies for ₹78,000 subsidy, bringing the net cost to approximately ₹1,17,000. Prices vary by installer, panel brand, and state. Some states offer additional subsidies on top of the central scheme.
    What is the payback period for rooftop solar in India?
    The payback period for rooftop solar in India typically ranges from 4 to 7 years depending on your electricity bill, local tariff rates, system size, and subsidy availed. After payback, you enjoy virtually free electricity for the remaining life of the 25-year system. With electricity prices rising 5–7% annually, the financial case for solar improves every year you delay.
    What is PM Surya Ghar Muft Bijli Yojana subsidy?
    PM Surya Ghar Muft Bijli Yojana is a Government of India scheme that provides subsidies for residential rooftop solar:
    • 1 kW system: ₹30,000 subsidy
    • 2 kW system: ₹60,000 subsidy
    • 3 kW or more: ₹78,000 subsidy (capped)
    The scheme also provides 300 free units/month for eligible households. Apply at pmsuryaghar.gov.in.
    How many units does a 1kW solar panel produce per day in India?
    A 1kW south-facing solar system generates approximately 4 units (kWh) per day on average in India, accounting for seasonal variation and cloud cover. This is ~120 units/month or ~1,460 units/year. East/West-facing panels produce about 85% of this (~3.4 units/day), and north-facing panels around 70% (~2.8 units/day). Output degrades by ~0.5% per year.
    Does rooftop solar work during power cuts?
    Standard grid-tied rooftop solar systems (installed under PM Surya Ghar) do NOT work during power cuts — they shut down for grid safety. To get backup power during outages, you need a solar + battery hybrid system, which costs significantly more. If uninterrupted power is a priority, factor in battery storage costs separately.