For most city drivers doing 30+ km/day, yes. The fuel saving is ₹3–5 per km (electricity vs petrol). On 10,000 km/year that’s ₹30,000–50,000 saved annually. The higher upfront cost is typically recovered in 4–6 years. FAME-II subsidies further reduce breakeven. Use the EV vs Petrol calculator for your exact usage and city electricity rate.

India uses slab tariffs — first X units per month at a lower rate, higher usage at a progressively higher rate. Rates range from ₹3 to ₹9 per unit depending on the state and consumer category. Fixed charges, fuel adjustment charge (FAC), and electricity duty are added on top. Our calculator supports state-wise slab rates for all major DISCOMs.

A 3 kWp system costs ₹1.5–2.1 lakh after the PM Surya Ghar subsidy (up to ₹78,000 for 3 kWp). Generating 3–4 units/day and saving ₹6/unit gives annual savings of ₹6,500–8,760. Payback period is typically 5–8 years. After payback, it generates free power for 15+ more years. Net Metering credits are extra.

Crop profit = (yield per acre × MSP or market price) minus all input costs (seed, fertilizer, irrigation, labour, pesticide, machinery). The CalcDesk Crop Profit Calculator itemises every input cost and compares your returns with the current MSP announced by the Cabinet Committee on Economic Affairs (CCEA).

Pradhan Mantri Fasal Bima Yojana covers crop loss from natural calamities. Farmer premium: 2% for kharif, 1.5% for rabi, 5% for commercial/horticultural crops. The rest is paid by state and central governments. Maximum claim is based on district-level sum insured norms. The CalcDesk PMFBY calculator shows your premium and potential claim amount.