FY 2025-26 · 87 Tools · 100% Free

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Tax. Investment. Loans. Property. Vehicle. Agriculture.

Every calculator built specifically for Indian rules — GST slabs, income tax regimes, EPF norms, stamp duty, MSP rates. No global approximations. No login. Just answers.

Explore All Tools → Income Tax Calculator
✓ 100% free calculations ✓ No data stored ✓ Works on mobile ✓ India-specific rules
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87 Toolsacross 4 life areas
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100% Privateno data stored, ever
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India-SpecificGST slabs, IT regimes, EPF
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2025-26
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All Tools

87 calculators, 4 life areas

Built specifically for Indian tax laws, GST rules, payroll norms, investment schemes, and everyday decisions.

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Tax & Compliance
23 tools · GST · Income Tax · Payroll
GSTIncome TaxSalaryTDS
Explore tools →
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Invest & Save
27 tools · SIP · PPF · Govt Schemes
SIPPPF · FDPMAYSSY
Explore tools →
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Loans & Property
14 tools · EMI · Real Estate
Home LoanStamp DutyRent vs Buy
Explore tools →
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India Life
26 tools · Vehicle · Utilities · Agriculture
EV vs PetrolCropsSolar
Explore tools →
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Tax & Compliance

23 tools · GST · Income Tax · TDS · Salary & Payroll

See all 23 tools →
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Popular
GST Calculator
Add or remove GST. CGST + SGST or IGST breakup. All slabs — 0%, 5%, 12%, 18%, 28%.
Intra-stateInter-state
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Free PDF
GST Invoice Generator
Professional GST invoice with HSN/SAC, CGST/SGST/IGST. Download PDF — free.
HSN CodesPDF Invoice
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Popular
Income Tax Calculator
Old vs New Regime for FY 2025-26. ₹12L rebate under Sec 87A. Which regime saves you more?
Old vs NewFY 2025-26
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Popular
Take-Home Salary
Monthly in-hand from CTC. PF, professional tax, HRA, state PT, old vs new regime.
CTCIn-Hand
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Free
TDS Calculator
TDS rates for salary, FD interest, rent, professional fees. Section-wise breakup.
Sec 194ASec 192
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Free
HRA Exemption
Section 10(13A) HRA exemption — least-of-three rule, metro vs non-metro, actual rent.
Sec 10(13A)Metro
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Invest & Save

27 tools · SIP · PPF · FD · NPS · Govt Schemes

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Popular
SIP Calculator
Monthly SIP returns with compounding. Wealth multiplier, total invested vs maturity value.
Mutual FundsCAGR
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Free
PPF Calculator
PPF maturity with year-by-year growth. Current rate 7.1%. 15-year lock-in analysis.
7.1%Tax-Free
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Free
FD Calculator
Fixed deposit maturity with TDS deduction. Quarterly vs annual compounding comparison.
TDSCompounding
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Scheme
Sukanya Samriddhi
SSY maturity corpus for girl child. Current rate 8.2%. 21-year projection with tax benefit.
8.2%Sec 80C
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Free
Compound Interest
Compound interest for any frequency. Daily, monthly, quarterly, annually — side-by-side.
CI FormulaFrequency
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Scheme
PMAY Eligibility
Check PMAY-Urban / PMAY-Gramin eligibility. Subsidy amount under CLSS for EWS/LIG/MIG.
CLSSSubsidy
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Loans & Property

14 tools · Home Loan · EMI · Stamp Duty · Real Estate

See all 14 tools →
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Popular
Home Loan EMI
EMI, total interest, amortization table. Sec 24(b) interest deduction and 80C principal benefit.
Sec 24(b)80C
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Free
Stamp Duty Calculator
State-wise stamp duty and registration charges. Men, women, joint ownership rates.
State-wiseRegistration
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Free
Rent vs Buy
Is buying a home financially better than renting? Break-even analysis, opportunity cost included.
Break-evenOpportunity Cost
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Free
Property Capital Gains
LTCG / STCG on property sale. Indexed cost of acquisition, tax liability, exemption under Sec 54.
LTCGSec 54
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Free
Personal Loan EMI
Full EMI, total cost, amortization. Balance transfer savings analysis included.
AmortizationBalance Transfer
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Free
Home Loan Eligibility
Maximum home loan based on salary, age, existing EMIs. FOIR-based bank eligibility estimate.
FOIRMax Loan
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India Life

26 tools · Vehicle · Utilities · Agriculture · Daily Finance

See all 26 tools →
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New
EV vs Petrol Cost
Total cost of ownership comparison — fuel savings, charging cost, maintenance, loan EMI.
EV SavingsTCO
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New
Electricity Bill Calculator
Monthly electricity bill by state slab rates. Appliance-wise consumption breakdown.
State SlabsUnits
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New
Crop Profit Calculator
Net profit per acre — input costs, MSP or market price, yield. Wheat, rice, cotton, and more.
MSPPer Acre
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New
Solar Rooftop ROI
Payback period and 25-year savings for rooftop solar. PM Surya Ghar subsidy factored in.
SubsidyPayback
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New
Fuel Cost Calculator
Monthly and annual fuel expense based on mileage, fuel price, and daily distance.
PetrolDieselCNG
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New
Kisan Credit Card
KCC loan eligibility, interest at 7% (4% with subsidy), repayment schedule for farmers.
KCC7% Interest
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How It Works

Three steps to your answer

No setup. No account. Open, calculate, share — that's it.

1

Pick a calculator

Choose from 87 tools across Tax, Investment, Loans, Property, Vehicle, Utilities, and Agriculture. Open instantly — no account needed.

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Enter your numbers

Type your figures — the result updates as you type. All calculations happen in your browser. Nothing is sent anywhere.

3

Share or save

Share via WhatsApp, copy to clipboard, or download a detailed PDF report — formatted to share with your CA, bank, or employer.

Learn

Indian finance, explained simply

Guides, comparisons, and walkthroughs — written to help you understand the numbers behind every calculation.

Income Tax
Old vs New Tax Regime 2025-26: Which saves you more?
A side-by-side breakdown of slabs, deductions, and when the old regime still wins — with real salary examples.
FY 2025-26 · 6 min readRead →
 Investment
SIP Guide: How ₹500/month grows into ₹5 lakh
The power of compounding, how to start a SIP, direct vs regular plans, and which funds to pick for 2025.
Mutual Funds · 8 min readRead →
 Loans
Home Loan EMI Calculator: Everything you need to know
How EMI is calculated, impact of tenure vs rate, prepayment math, and tax deductions under Sec 24(b) and 80C.
Home Loan · 7 min readRead →
View all 51 articles →
Why CalcDesk

Built for how India works

Not a generic global calculator with INR swapped in. Every rule, slab, and formula is India-specific.

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India-specific rules

GST slabs, EPF EPS split, state Professional Tax, HRA metro rules, MSP rates, stamp duty by state — all built in, not approximated.

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Phone-first design

Every calculator works perfectly on mobile. Tap-friendly inputs, large buttons, readable results — no pinch-to-zoom needed.

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100% private

Every calculation runs in your browser. CalcDesk never sees your salary, loan amount, or turnover. No data collected, ever.

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No friction

No login. No email. No subscription. No ads. Open, calculate, share. That's it.

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Built for Bharat

From farmers calculating crop profit to EV buyers comparing running costs — CalcDesk covers India beyond metros.

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Always current

Updated for FY 2025-26 tax slabs, current EPF rate 8.25%, latest GST rules, PPF/SSY/SCSS rates, and new Budget changes.

FAQ

Common questions

Yes — all 87 calculators are 100% free, forever. No login, no signup, no credit card. Detailed PDF reports are available when you need to share results with your CA, bank, or employer.
No data is stored or transmitted. All calculations happen entirely in your browser using JavaScript. Your salary, loan amount, GST figures, or farm income never leave your device.
Yes. Income Tax uses FY 2025-26 New Regime slabs (₹12L rebate under Sec 87A). EPF uses 8.25% interest. PPF at 7.1%, SSY at 8.2%, SCSS at 8.2%. GST calculators reflect current Council rates.
Yes. The India Life section has 10 vehicle calculators (EV vs Petrol, Road Tax, Car Insurance, Fuel Cost, etc.) and 10 agriculture calculators (Crop Profit, MSP Income, Kisan Credit Card, PMFBY Crop Insurance, etc.).
Yes. The Invest & Save section covers 9 government schemes: PMAY (housing subsidy), Sukanya Samriddhi, NPS, NSC, SCSS, Atal Pension Yojana, MUDRA Loan Eligibility, PM Kisan benefit, and PM Vishwakarma eligibility.
CalcDesk is designed for informational and planning purposes. Results should be verified with a qualified CA or tax professional before use in official filings or legal documents.

Disclaimer: All calculations on CalcDesk are for informational and planning purposes only. Results do not constitute financial, tax, or legal advice. Verify with a qualified CA or SEBI-registered advisor before making financial decisions. Tax rules and rates are subject to change; always refer to the latest CBDT and GST Council notifications.